3-21-00

Salomon Smith Barney, Ithaca Fax 607 273 0591

Attn: Tom Marino

Dear Tom,

I spoke with your assistant Cathy this morning, asking that you send me a check for $6000 from my joint account with Fredeswinda, later this week, when the 3 month CD matures.

At the same time, please make a $2000 contribution for 1999 from the joint account to the Roth IRA account of my daughter, Lorna. (account no. 62891-1-8-024).

I have had letters from Salomon Smith Barney telling me, once again, that my mailing address is considered temporary and will expire next month. Cathy said she would help to get your system to accept

HC3, Box 53995

Arecibo, PR 00612

as the permanent mailing address for all four accounts (my account, our joint account, and our two IRA accounts). We have no other mailing address - in Ithaca or anywhere else.

Many thanks.

Sincerely,

Jon B. Hagen

Home phone 787 880 6078

Work phone 787 878 2612 ext 328